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Terms and Conditions

Terms and Conditions

Effective Date: April 27, 2025

Welcome to mrFourAm.com!
 These Terms and Conditions (“Terms”, “Agreement”) govern your use of our website located at www.mrFourAm.com (“Service”) operated by mrFourAm (“us”, “we”, or “our”).

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Service.

Please read these Terms carefully.

1. Intellectual Property

The Service and its original content, features, functionality, and materials are and will remain the exclusive property of mrFourAm and its licensors. Our trademarks and trade dress may not be used without our prior written consent.

You may not copy, modify, distribute, sell, or lease any part of our Service or its materials, nor may you reverse engineer or attempt to extract the source code without our written permission.

2. Use of the Service

You agree to use the Service only for lawful purposes and in a way that does not infringe upon the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Service.

Prohibited behavior includes:

  • Harassing or causing distress or inconvenience to any other user
  • Transmitting obscene or offensive content
  • Disrupting the normal flow of dialogue within the Service

We reserve the right to suspend or terminate your access if you violate these Terms.

3. Purchases

If you wish to purchase any product or service through the Service (“Purchase”), you may be asked to supply certain information relevant to your Purchase including your name, email address, payment information, and billing address.

By submitting such information, you represent and warrant that:

  • You have the legal right to use any payment method(s) provided
  • The information you supply is true, correct, and complete

Purchases may be subject to additional terms and conditions presented to you at the point of sale.

4. Payment Processing

We use third-party payment processors such as Stripe, PayPal, and Square to handle transactions. Your payment information is securely processed according to the processors’ privacy and security policies.

We do not store your credit card details on our servers.

5. Refunds

Due to the nature of digital products, all sales are final unless otherwise specified. If a refund is offered, it will be subject to the specific terms outlined at the time of purchase.

Coaching services, consultations, and educational programs are non-refundable unless specifically stated otherwise.

If you have any issues with your purchase, please contact us at www.mrFourAm.com/contact

6. Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by mrFourAm.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. You acknowledge and agree that mrFourAm shall not be responsible for any damage or loss caused by your use of any third-party websites.

We encourage you to read the terms and privacy policies of any third-party websites you visit.

7. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason, including if you breach the Terms.

Upon termination, your right to use the Service will immediately cease.

All provisions of the Terms that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

8. Disclaimer

The Service is provided on an “AS IS” and “AS AVAILABLE” basis. Your use of the Service is at your sole risk.

We do not warrant that:

  • The Service will be uninterrupted, secure, or error-free
  • Any errors will be corrected
  • The results that may be obtained from the use of the Service will be accurate or reliable

All information provided through mrFourAm.com is intended for educational and informational purposes only. No guarantees are made regarding specific results or outcomes from the application of the information provided.

9. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall mrFourAm, its affiliates, directors, employees, partners, agents, or suppliers be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation:

  • Loss of profits
  • Data loss
  • Goodwill
  • Other intangible losses

arising out of or related to your access to or use of, or inability to access or use, the Service.

10. Indemnification

You agree to defend, indemnify, and hold harmless mrFourAm and its affiliates and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses arising from:

  • Your use of and access to the Service
  • Your violation of these Terms
  • Your violation of any third-party right, including without limitation any copyright, property, or privacy right

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in effect.

12. Changes to Terms

We reserve the right to update or change our Terms at any time. Changes are effective immediately upon being posted on this page.

We will notify you about significant changes by placing a prominent notice on our website or by sending an email if you have provided one.

Your continued use of the Service after changes are posted constitutes your acceptance of the new Terms.

13. Contact Us

If you have any questions about these Terms, please contact us:

 

mrFourAm Privacy Policy

Effective date: April 27, 2025

mrFourAm (“us”, “we”, or “our”) operates the website www.mrFourAm.com (hereinafter referred to as the “Service”).

This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service, and the choices you have associated with that data.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined here, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.

Definitions

  • Service: www.mrFourAm.com operated by mrFourAm LLC. 
  • Personal Data: Information that identifies an individual, either directly or indirectly. 
  • Usage Data: Data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, page visit duration). 
  • Cookies: Small files stored on your device to collect standard internet log information and visitor behavior. 

Information Collection and Use

We collect different types of information for various purposes to improve and deliver our Service to you.

Types of Data Collected

Personal Data

While using our Service, we may ask you to provide certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personal Data may include, but is not limited to:

  • Email address 
  • First and last name 
  • Phone number 
  • Address, State, Province, ZIP/Postal code, City 
  • Cookies and Usage Data 

You may also choose to subscribe to newsletters, download lead magnets, enroll in programs, or request consulting services, which may require additional data collection.

Usage Data

We may also collect information on how the Service is accessed and used. This Usage Data may include information such as:

  • Your device’s IP address 
  • Browser type and version 
  • Pages visited 
  • Time and date of visit 
  • Time spent on pages 
  • Unique device identifiers 
  • Diagnostic data 

Tracking & Cookies Data

We use cookies and similar tracking technologies to monitor Service activity and hold certain information. You can set your browser to refuse all cookies or to indicate when a cookie is being sent.

Types of Cookies we use:

  • Session Cookies: Operate our Service. 
  • Preference Cookies: Remember your preferences. 
  • Security Cookies: Ensure your security. 
  • Analytics Cookies: Help us understand usage patterns. 

Use of Data

mrFourAm uses collected data for various purposes:

  • To provide and maintain the Service 
  • To notify you about changes to our Service 
  • To allow you to participate in interactive features when you choose to 
  • To provide customer support 
  • To gather valuable analytics to improve our Service 
  • To monitor Service usage 
  • To detect, prevent, and address technical issues 
  • To provide news, special offers, and general information about other products and services similar to those already offered, unless you opt out 

Transfer of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside your state, province, country, or governmental jurisdiction where data protection laws may differ.

By providing information to us, you consent to this transfer.

We take all reasonably necessary steps to ensure your data is treated securely and in accordance with this Privacy Policy.

Disclosure of Data

Legal Requirements

mrFourAm may disclose your Personal Data if necessary to:

  • Comply with a legal obligation 
  • Protect and defend our rights or property 
  • Prevent or investigate possible wrongdoing 
  • Protect the safety of Service users or the public 
  • Protect against legal liability 

Security of Data

The security of your data is important to us. However, no method of transmission over the Internet or method of electronic storage is 100% secure. We strive to use commercially acceptable means to protect your Personal Data but cannot guarantee its absolute security.

Do Not Track (DNT)

We do not support Do Not Track (“DNT”). You can usually set your browser to refuse or notify you about tracking preferences.

Service Providers

We may employ third-party companies and individuals to:

  • Facilitate our Service 
  • Provide Service-related services 
  • Analyze how our Service is used 

These third parties have access to your Personal Data only to perform specific tasks on our behalf and are obligated not to disclose or use it for other purposes.

Analytics

We may use third-party Service Providers to monitor and analyze the use of our Service, including but not limited to:

Behavioral Remarketing

mrFourAm uses remarketing services to advertise to you on third-party websites after you visited our Service, utilizing cookies and tracking technologies.

Third-party vendors we may work with include:

  • Google Ads 
  • Facebook Ads 
  • LinkedIn Ads 
  • Pinterest Ads 

You can opt out of personalized advertising via your browser settings or directly through the service provider.

Payments

If we offer paid products and/or services, we use third-party payment processors.

We do not store or collect your payment card details. Payment processors’ Privacy Policies include:

Links to Other Sites

Our Service may contain links to other websites not operated by us. We advise you to review the Privacy Policy of every site you visit, as we have no control over their content or practices.

Children’s Privacy

Our Service is not intended for individuals under the age of 18.

We do not knowingly collect personally identifiable information from minors. If we discover a minor has provided us with Personal Data, we will delete such information promptly.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Any changes will be posted on this page with a new “Effective Date.”

You are advised to review this Privacy Policy periodically for any updates.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

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